Gift Affidavit (Gift Declaration)
Declare under oath that money or property you gave to another person is a genuine gift with no expectation of repayment. Banks and bond originators require it to document home loan deposit funds gifted by family, banks may request it to resolve FICA queries about large deposits, and it is used when a vehicle is given as a gift.
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Download Blank TemplateGift Affidavit (Gift Declaration) Affidavit — Frequently Asked Questions
Why does the bank want a gift letter for my bond deposit?
When part of your home loan deposit comes from a family member, the bank must confirm the money is truly a gift and not a hidden loan that would increase your monthly debt obligations. A gift affidavit from the donor, stating the amount, the relationship, and that no repayment is expected, satisfies the bank's credit and FICA verification requirements.
Does a gift affidavit need to be commissioned in South Africa?
Yes, to carry weight as an affidavit it must be signed before a Commissioner of Oaths. This is free at any SAPS police station, and attorneys, bank officials, and post office staff can also commission it. Some banks accept a signed gift letter without commissioning, but a commissioned affidavit is accepted in nearly every situation, including FICA queries and vehicle gifts.
How do I make a gift affidavit (gift declaration) affidavit legally valid in South Africa?
Fill in the gift affidavit (gift declaration) affidavit, print it, and sign it in front of a Commissioner of Oaths — do not sign beforehand. Bring your ID document. Commissioning is free at any SAPS police station, and Commissioners of Oaths are also available at banks, post offices, and attorneys' offices.
Is this gift affidavit (gift declaration) affidavit template free?
Yes. You can generate a completed gift affidavit (gift declaration) affidavit PDF or download a blank printable template completely free, with no sign-up required. Your information is used only to generate the document and is not stored after the PDF is created.